YEARLY HIGH
1.1783 TOP
YEARLY LOW
1.0895 TOP
YEARLY AVERAGE
1.1414 TOP

2012 BGN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 1.1783. Conversely, the yearly low was recorded on July 24, dropping to 1.0895.

This high-to-low spread represents a total annual volatility of 0.0889 TOP. From a start-to-finish perspective, comparing the January average rate of 1.1476 to the December average rate of 1.1665, the exchange rate registered a net change of 1.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1783 was down 14.91% compared to the 2011 peak of 1.3848, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,892 TOP
2011 Average 6,246 TOP
Yearly Trough Low 5,447 TOP
Transaction Impact: A difference of 444.33 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.1722
1.1030
JanuMarcMayJulySeptNove

BGN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1442, compared to 1.1386 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 1.1442
H2 Avg (Jul–Dec) 1.1386

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0680 TOP (High: 1.1574 / Low: 1.0895). On the other end, April was the most stable month, with a tight range of 0.0215 TOP (High: 1.1568 / Low: 1.1353).

July Spread (Volatile) ±0.0680
April Spread (Stable) ±0.0215

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0267 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0267

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 1.1393) against the same month in 2011 (average: 1.1848), the exchange rate shifted by -0.0455 (-3.84%).

2012 Avg (November) 1.1393
2011 Avg (November) 1.1848

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1675 1.1346 1.1476
February 1.1647 1.1206 1.1430
March 1.1497 1.1206 1.1377
April 1.1568 1.1353 1.1439
May 1.1718 1.1091 1.1490
June 1.1545 1.1301 1.1438
July 1.1574 1.0895 1.1171
August 1.1276 1.0904 1.1088
September 1.1621 1.1251 1.1448
October 1.1688 1.1339 1.1552
November 1.1783 1.1134 1.1393
December 1.1746 1.1515 1.1665