YEARLY HIGH
0.0437 BDT
YEARLY LOW
0.0426 BDT
YEARLY AVERAGE
0.0431 BDT

2021 BIF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 0.0437. Conversely, the yearly low was recorded on July 9, dropping to 0.0426.

This high-to-low spread represents a total annual volatility of 0.0010 BDT. From a start-to-finish perspective, comparing the January average rate of 0.0436 to the December average rate of 0.0429, the exchange rate registered a net change of -1.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0437 was down 3.65% compared to the 2020 peak of 0.0453, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 218 BDT
2020 Average 222 BDT
Yearly Trough Low 213 BDT
Transaction Impact: A difference of 5.23 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0436
0.0427
JanuMarcMayJulySeptNove

BIF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0433, compared to 0.0429 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0433
H2 Avg (Jul–Dec) 0.0429

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0006 BDT (High: 0.0436 / Low: 0.0430). On the other end, November was the most stable month, with a tight range of 0.0002 BDT (High: 0.0431 / Low: 0.0429).

April Spread (Volatile) ±0.0006
November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0436) against the same month in 2020 (average: 0.0450), the exchange rate shifted by -0.0014 (-3.22%).

2021 Avg (January) 0.0436
2020 Avg (January) 0.0450

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0437 0.0433 0.0436
February 0.0437 0.0432 0.0435
March 0.0435 0.0430 0.0433
April 0.0436 0.0430 0.0434
May 0.0434 0.0429 0.0431
June 0.0430 0.0427 0.0429
July 0.0429 0.0426 0.0428
August 0.0430 0.0427 0.0428
September 0.0430 0.0427 0.0429
October 0.0432 0.0428 0.0430
November 0.0431 0.0429 0.0430
December 0.0431 0.0428 0.0429