YEARLY HIGH
0.0030 BRL
YEARLY LOW
0.0025 BRL
YEARLY AVERAGE
0.0027 BRL

2021 BIF to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.0030. Conversely, the yearly low was recorded on June 24, dropping to 0.0025.

This high-to-low spread represents a total annual volatility of 0.0005 BRL. From a start-to-finish perspective, comparing the January average rate of 0.0028 to the December average rate of 0.0028, the exchange rate registered a net change of 2.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0030 was down 2.97% compared to the 2020 peak of 0.0031, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 15 BRL
2020 Average 13 BRL
Yearly Trough Low 12 BRL
Transaction Impact: A difference of 2.65 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0029
0.0025
JanuMarcMayJulySeptNove

BIF to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0028, compared to 0.0027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0028
H2 Avg (Jul–Dec) 0.0027

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0002 BRL (High: 0.0030 / Low: 0.0028). On the other end, December was the most stable month, with a tight range of 0.0001 BRL (High: 0.0029 / Low: 0.0028).

March Spread (Volatile) ±0.0002
December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0029) against the same month in 2020 (average: 0.0026), the exchange rate shifted by +0.0003 (+11.63%).

2021 Avg (March) 0.0029
2020 Avg (March) 0.0026

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0028 0.0027 0.0028
February 0.0029 0.0027 0.0028
March 0.0030 0.0028 0.0029
April 0.0029 0.0027 0.0029
May 0.0028 0.0026 0.0027
June 0.0026 0.0025 0.0025
July 0.0027 0.0026 0.0026
August 0.0027 0.0026 0.0026
September 0.0027 0.0026 0.0027
October 0.0028 0.0027 0.0028
November 0.0029 0.0027 0.0028
December 0.0029 0.0028 0.0028