2021 BIF to GMD Historical Review

YEARLY HIGH

0.0267 GMD

YEARLY LOW

0.0257 GMD

YEARLY AVERAGE

0.0261 GMD

2021 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 0.0267. Conversely, the yearly low was recorded on August 8, dropping to 0.0257.

This high-to-low spread represents a total annual volatility of 0.0009 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0265 to the December average rate of 0.0263, the exchange rate registered a net change of -0.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0267 was down 2.18% compared to the 2020 peak of 0.0272, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 133 GMD

2020 Average 134 GMD

Yearly Trough Low 129 GMD

Transaction Impact: A difference of 4.71 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0266

0.0257

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0262, compared to 0.0260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0262

H2 Avg (Jul–Dec) 0.0260

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0004 GMD (High: 0.0262 / Low: 0.0258). On the other end, August was the most stable month, with a tight range of 0.0001 GMD (High: 0.0258 / Low: 0.0257).

September Spread (Volatile) ±0.0004

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0265) against the same month in 2020 (average: 0.0272), the exchange rate shifted by -0.0006 (-2.27%).

2021 Avg (January) 0.0265

2020 Avg (January) 0.0272

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0267	0.0263	0.0265
February	0.0265	0.0262	0.0264
March	0.0264	0.0261	0.0262
April	0.0263	0.0259	0.0262
May	0.0262	0.0259	0.0260
June	0.0259	0.0258	0.0258
July	0.0259	0.0257	0.0258
August	0.0258	0.0257	0.0258
September	0.0262	0.0258	0.0259
October	0.0262	0.0258	0.0260
November	0.0263	0.0260	0.0262
December	0.0264	0.0262	0.0263

2021 BIF నుండి GMD చారిత్రక సమీక్ష