YEARLY HIGH
0.0675 JMD
YEARLY LOW
0.0597 JMD
YEARLY AVERAGE
0.0631 JMD

2012 BIF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 0.0675. Conversely, the yearly low was recorded on December 1, dropping to 0.0597.

This high-to-low spread represents a total annual volatility of 0.0078 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0664 to the December average rate of 0.0603, the exchange rate registered a net change of -9.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0675 was down 12.30% compared to the 2011 peak of 0.0770, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 338 JMD
2011 Average 356 JMD
Yearly Trough Low 299 JMD
Transaction Impact: A difference of 38.80 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0674
0.0597
JanuMarcMayJulySeptNove

BIF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0651, compared to 0.0611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.0651
H2 Avg (Jul–Dec) 0.0611

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0047 JMD (High: 0.0675 / Low: 0.0628). On the other end, August was the most stable month, with a tight range of 0.0007 JMD (High: 0.0622 / Low: 0.0614).

April Spread (Volatile) ±0.0047
August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0033 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 0.0659) against the same month in 2011 (average: 0.0704), the exchange rate shifted by -0.0045 (-6.35%).

2012 Avg (April) 0.0659
2011 Avg (April) 0.0704

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0671 0.0650 0.0664
February 0.0669 0.0658 0.0664
March 0.0674 0.0663 0.0667
April 0.0675 0.0628 0.0659
May 0.0636 0.0617 0.0626
June 0.0633 0.0618 0.0625
July 0.0630 0.0611 0.0620
August 0.0622 0.0614 0.0618
September 0.0622 0.0603 0.0613
October 0.0613 0.0602 0.0606
November 0.0617 0.0599 0.0607
December 0.0614 0.0597 0.0603