2021 BIF to MZN Historical Review

YEARLY HIGH

0.0388 MZN

YEARLY LOW

0.0282 MZN

YEARLY AVERAGE

0.0332 MZN

2021 BIF to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 0.0388. Conversely, the yearly low was recorded on April 16, dropping to 0.0282.

This high-to-low spread represents a total annual volatility of 0.0106 MZN. From a start-to-finish perspective, comparing the January average rate of 0.0385 to the December average rate of 0.0320, the exchange rate registered a net change of -16.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0388 was up 0.20% compared to the 2020 peak of 0.0387, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 194 MZN

2020 Average 181 MZN

Yearly Trough Low 141 MZN

Transaction Impact: A difference of 52.78 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0394

0.0292

JanuMarcMayJulySeptNove

BIF to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0344, compared to 0.0321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.0344

H2 Avg (Jul–Dec) 0.0321

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0063 MZN (High: 0.0345 / Low: 0.0282). On the other end, September was the most stable month, with a tight range of 0.0001 MZN (High: 0.0321 / Low: 0.0320).

April Spread (Volatile) ±0.0063

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0065 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0385) against the same month in 2020 (average: 0.0332), the exchange rate shifted by +0.0053 (+16.00%).

2021 Avg (January) 0.0385

2020 Avg (January) 0.0332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0388	0.0382	0.0385
February	0.0387	0.0383	0.0385
March	0.0383	0.0351	0.0372
April	0.0345	0.0282	0.0307
May	0.0309	0.0294	0.0300
June	0.0320	0.0309	0.0316
July	0.0321	0.0319	0.0321
August	0.0322	0.0320	0.0321
September	0.0321	0.0320	0.0321
October	0.0321	0.0319	0.0320
November	0.0321	0.0320	0.0320
December	0.0322	0.0318	0.0320

2021 BIF నుండి MZN చారిత్రక సమీక్ష