YEARLY HIGH
0.0306 PHP
YEARLY LOW
0.0281 PHP
YEARLY AVERAGE
0.0296 PHP

2018 BIF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 6, valuing the pair at 0.0306. Conversely, the yearly low was recorded on January 3, dropping to 0.0281.

This high-to-low spread represents a total annual volatility of 0.0025 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0287 to the December average rate of 0.0292, the exchange rate registered a net change of 1.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0306 was up 2.34% compared to the 2017 peak of 0.0299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 153 PHP
2017 Average 146 PHP
Yearly Trough Low 141 PHP
Transaction Impact: A difference of 12.60 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0306
0.0285
JanuMarcMayJulySeptNove

BIF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0294, compared to 0.0299 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0294
H2 Avg (Jul–Dec) 0.0299

Volatility Range Comparison

Volatility

The most volatile month in 2018 was October, with a trading range of 0.0012 PHP (High: 0.0306 / Low: 0.0294). On the other end, September was the most stable month, with a tight range of 0.0004 PHP (High: 0.0306 / Low: 0.0302).

October Spread (Volatile) ±0.0012
September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.0301) against the same month in 2017 (average: 0.0293), the exchange rate shifted by +0.0008 (+2.76%).

2018 Avg (October) 0.0301
2017 Avg (October) 0.0293

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0292 0.0281 0.0287
February 0.0298 0.0291 0.0294
March 0.0298 0.0292 0.0295
April 0.0296 0.0290 0.0294
May 0.0299 0.0290 0.0295
June 0.0303 0.0294 0.0299
July 0.0304 0.0297 0.0301
August 0.0303 0.0296 0.0300
September 0.0306 0.0302 0.0304
October 0.0306 0.0294 0.0301
November 0.0299 0.0289 0.0293
December 0.0296 0.0289 0.0292