2021 BIF to PKR Historical Review

YEARLY HIGH

0.0893 PKR

YEARLY LOW

0.0770 PKR

YEARLY AVERAGE

0.0825 PKR

2021 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 0.0893. Conversely, the yearly low was recorded on May 12, dropping to 0.0770.

This high-to-low spread represents a total annual volatility of 0.0123 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0825 to the December average rate of 0.0889, the exchange rate registered a net change of 7.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0893 was up 0.82% compared to the 2020 peak of 0.0886, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 447 PKR

2020 Average 423 PKR

Yearly Trough Low 385 PKR

Transaction Impact: A difference of 61.56 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0900

0.0767

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0799, compared to 0.0851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.0799

H2 Avg (Jul–Dec) 0.0851

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0034 PKR (High: 0.0885 / Low: 0.0851). On the other end, January was the most stable month, with a tight range of 0.0011 PKR (High: 0.0829 / Low: 0.0818).

November Spread (Volatile) ±0.0034

January Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0019 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0889) against the same month in 2020 (average: 0.0825), the exchange rate shifted by +0.0064 (+7.71%).

2021 Avg (December) 0.0889

2020 Avg (December) 0.0825

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0829	0.0818	0.0825
February	0.0826	0.0809	0.0817
March	0.0810	0.0781	0.0799
April	0.0789	0.0776	0.0784
May	0.0786	0.0770	0.0778
June	0.0799	0.0781	0.0791
July	0.0821	0.0795	0.0807
August	0.0841	0.0820	0.0830
September	0.0859	0.0842	0.0847
October	0.0878	0.0854	0.0863
November	0.0885	0.0851	0.0870
December	0.0893	0.0877	0.0889

2021 BIF నుండి PKR చారిత్రక సమీక్ష