YEARLY HIGH
10.7153 STD
YEARLY LOW
10.2694 STD
YEARLY AVERAGE
10.4958 STD

2021 BIF to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 10.7153. Conversely, the yearly low was recorded on June 19, dropping to 10.2694.

This high-to-low spread represents a total annual volatility of 0.4459 STD. From a start-to-finish perspective, comparing the January average rate of 10.5082 to the December average rate of 10.6207, the exchange rate registered a net change of 1.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 10.7153 was down 9.27% compared to the 2020 peak of 11.8101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 53,576 STD
2020 Average 56,218 STD
Yearly Trough Low 51,347 STD
Transaction Impact: A difference of 2,229.48 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.6457
10.3459
JanuMarcMayJulySeptNove

BIF to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.4978, compared to 10.4937 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 10.4978
H2 Avg (Jul–Dec) 10.4937

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.2859 STD (High: 10.6621 / Low: 10.3763). On the other end, January was the most stable month, with a tight range of 0.1049 STD (High: 10.5470 / Low: 10.4420).

March Spread (Volatile) ±0.2859
January Spread (Stable) ±0.1049

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1602 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1602

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 10.6207) against the same month in 2020 (average: 10.6431), the exchange rate shifted by -0.0224 (-0.21%).

2021 Avg (December) 10.6207
2020 Avg (December) 10.6431

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.5470 10.4420 10.5082
February 10.5401 10.3428 10.4478
March 10.6621 10.3763 10.5119
April 10.7134 10.5350 10.6170
May 10.6176 10.4878 10.5311
June 10.4997 10.2694 10.3709
July 10.4495 10.3319 10.3985
August 10.5073 10.3868 10.4522
September 10.5659 10.3749 10.4261
October 10.5654 10.4332 10.5102
November 10.6489 10.4840 10.5544
December 10.7153 10.5650 10.6207