YEARLY HIGH
16.3264 VND
YEARLY LOW
13.3776 VND
YEARLY AVERAGE
14.9075 VND

2012 BIF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 16.3264. Conversely, the yearly low was recorded on December 30, dropping to 13.3776.

This high-to-low spread represents a total annual volatility of 2.9488 VND. From a start-to-finish perspective, comparing the January average rate of 16.1471 to the December average rate of 13.6534, the exchange rate registered a net change of -15.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 16.3264 was down 11.60% compared to the 2011 peak of 18.4696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 81,632 VND
2011 Average 85,325 VND
Yearly Trough Low 66,888 VND
Transaction Impact: A difference of 14,743.89 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

16.3964
13.4040
JanuMarcMayJulySeptNove

BIF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.6493, compared to 14.1657 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4836 points.

H1 Avg (Jan–Jun) 15.6493
H2 Avg (Jul–Dec) 14.1657

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 1.1515 VND (High: 16.2279 / Low: 15.0764). On the other end, August was the most stable month, with a tight range of 0.1686 VND (High: 14.5288 / Low: 14.3602).

April Spread (Volatile) ±1.1515
August Spread (Stable) ±0.1686

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8539 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.8539

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 16.0310) against the same month in 2011 (average: 17.6248), the exchange rate shifted by -1.5938 (-9.04%).

2012 Avg (February) 16.0310
2011 Avg (February) 17.6248

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.3194 15.8758 16.1471
February 16.3264 15.8693 16.0310
March 16.2334 15.9288 16.0450
April 16.2279 15.0764 15.8259
May 15.3024 14.7538 14.9720
June 15.0003 14.7011 14.8748
July 14.8323 14.3672 14.6142
August 14.5288 14.3602 14.4437
September 14.5177 13.9634 14.3026
October 14.3483 13.8533 14.0498
November 14.1807 13.6729 13.9304
December 13.9363 13.3776 13.6534