YEARLY HIGH
0.0535 XPF
YEARLY LOW
0.0494 XPF
YEARLY AVERAGE
0.0511 XPF

2021 BIF to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.0535. Conversely, the yearly low was recorded on May 25, dropping to 0.0494.

This high-to-low spread represents a total annual volatility of 0.0041 XPF. From a start-to-finish perspective, comparing the January average rate of 0.0504 to the December average rate of 0.0528, the exchange rate registered a net change of 4.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0535 was down 9.70% compared to the 2020 peak of 0.0592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 267 XPF
2020 Average 273 XPF
Yearly Trough Low 247 XPF
Transaction Impact: A difference of 20.56 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0531
0.0496
JanuMarcMayJulySeptNove

BIF to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0506, compared to 0.0517 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0506
H2 Avg (Jul–Dec) 0.0517

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0019 XPF (High: 0.0535 / Low: 0.0516). On the other end, July was the most stable month, with a tight range of 0.0006 XPF (High: 0.0512 / Low: 0.0506).

November Spread (Volatile) ±0.0019
July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0525) against the same month in 2020 (average: 0.0519), the exchange rate shifted by +0.0005 (+1.05%).

2021 Avg (November) 0.0525
2020 Avg (November) 0.0519

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0509 0.0498 0.0504
February 0.0511 0.0502 0.0506
March 0.0521 0.0506 0.0513
April 0.0520 0.0501 0.0511
May 0.0509 0.0494 0.0499
June 0.0508 0.0494 0.0501
July 0.0512 0.0506 0.0509
August 0.0515 0.0507 0.0511
September 0.0518 0.0506 0.0510
October 0.0520 0.0512 0.0516
November 0.0535 0.0516 0.0525
December 0.0531 0.0524 0.0528