YEARLY HIGH
7.2553 HRK
YEARLY LOW
6.5262 HRK
YEARLY AVERAGE
6.8069 HRK

2016 BMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 7.2553. Conversely, the yearly low was recorded on May 2, dropping to 6.5262.

This high-to-low spread represents a total annual volatility of 0.7291 HRK. From a start-to-finish perspective, comparing the January average rate of 7.0465 to the December average rate of 7.1526, the exchange rate registered a net change of 1.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 7.2553 was down 0.18% compared to the 2015 peak of 7.2686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 36,277 HRK
2015 Average 34,301 HRK
Yearly Trough Low 32,631 HRK
Transaction Impact: A difference of 3,645.44 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

7.2067
6.5576
JanuMarcMayJulySeptNove

BMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.7742, compared to 6.8395 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0653 points.

H1 Avg (Jan–Jun) 6.7742
H2 Avg (Jul–Dec) 6.8395

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.3828 HRK (High: 6.9993 / Low: 6.6164). On the other end, September was the most stable month, with a tight range of 0.0820 HRK (High: 6.7266 / Low: 6.6446).

March Spread (Volatile) ±0.3828
September Spread (Stable) ±0.0820

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1740 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1740

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 7.1526) against the same month in 2015 (average: 7.0079), the exchange rate shifted by +0.1447 (+2.07%).

2016 Avg (December) 7.1526
2015 Avg (December) 7.0079

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.1042 6.9986 7.0465
February 7.0418 6.7556 6.8769
March 6.9993 6.6164 6.7856
April 6.6673 6.5618 6.6116
May 6.7434 6.5262 6.6369
June 6.8199 6.5964 6.6877
July 6.8074 6.6915 6.7637
August 6.7430 6.6001 6.6755
September 6.7266 6.6446 6.6847
October 6.9017 6.6800 6.7968
November 7.1249 6.7424 6.9638
December 7.2553 7.0033 7.1526