YEARLY HIGH
9.0588 MAD
YEARLY LOW
8.0821 MAD
YEARLY AVERAGE
8.4132 MAD

2014 BMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 9.0588. Conversely, the yearly low was recorded on March 17, dropping to 8.0821.

This high-to-low spread represents a total annual volatility of 0.9767 MAD. From a start-to-finish perspective, comparing the January average rate of 8.2327 to the December average rate of 8.9392, the exchange rate registered a net change of 8.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 9.0588 was up 4.64% compared to the 2013 peak of 8.6574, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 45,294 MAD
2013 Average 42,039 MAD
Yearly Trough Low 40,411 MAD
Transaction Impact: A difference of 4,883.55 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

9.0198
8.0526
JanuMarcMayJulySeptNove

BMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.1910, compared to 8.6353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4443 points.

H1 Avg (Jan–Jun) 8.1910
H2 Avg (Jul–Dec) 8.6353

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.2738 MAD (High: 8.7557 / Low: 8.4819). On the other end, June was the most stable month, with a tight range of 0.0772 MAD (High: 8.2805 / Low: 8.2033).

September Spread (Volatile) ±0.2738
June Spread (Stable) ±0.0772

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0818 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0818

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 8.9392) against the same month in 2013 (average: 8.2046), the exchange rate shifted by +0.7347 (+8.95%).

2014 Avg (December) 8.9392
2013 Avg (December) 8.2046

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.2890 8.1708 8.2327
February 8.3009 8.1506 8.2150
March 8.1784 8.0821 8.1332
April 8.1924 8.1066 8.1368
May 8.2445 8.0968 8.1805
June 8.2805 8.2033 8.2479
July 8.3518 8.2191 8.2776
August 8.4838 8.3293 8.3868
September 8.7557 8.4819 8.6168
October 8.8360 8.6756 8.7427
November 8.8987 8.8001 8.8486
December 9.0588 8.8246 8.9392