YEARLY HIGH
4.2390 MYR
YEARLY LOW
4.0065 MYR
YEARLY AVERAGE
4.1436 MYR

2021 BMD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BMD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 4.2390. Conversely, the yearly low was recorded on January 4, dropping to 4.0065.

This high-to-low spread represents a total annual volatility of 0.2325 MYR. From a start-to-finish perspective, comparing the January average rate of 4.0388 to the December average rate of 4.2120, the exchange rate registered a net change of 4.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.2390 was down 4.58% compared to the 2020 peak of 4.4425, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 21,195 MYR
2020 Average 21,007 MYR
Yearly Trough Low 20,033 MYR
Transaction Impact: A difference of 1,162.50 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.2378
4.0208
JanuMarcMayJulySeptNove

BMD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0968, compared to 4.1904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0936 points.

H1 Avg (Jan–Jun) 4.0968
H2 Avg (Jul–Dec) 4.1904

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0980 MYR (High: 4.1510 / Low: 4.0530). On the other end, February was the most stable month, with a tight range of 0.0405 MYR (High: 4.0705 / Low: 4.0300).

March Spread (Volatile) ±0.0980
February Spread (Stable) ±0.0405

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0540 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0540

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 4.1804) against the same month in 2020 (average: 4.1105), the exchange rate shifted by +0.0698 (+1.70%).

2021 Avg (November) 4.1804
2020 Avg (November) 4.1105

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0550 4.0065 4.0388
February 4.0705 4.0300 4.0476
March 4.1510 4.0530 4.1108
April 4.1455 4.0955 4.1236
May 4.1475 4.0955 4.1260
June 4.1605 4.1080 4.1337
July 4.2345 4.1555 4.2013
August 4.2385 4.1570 4.2197
September 4.1925 4.1365 4.1657
October 4.1865 4.1410 4.1633
November 4.2390 4.1485 4.1804
December 4.2335 4.1740 4.2120