YEARLY HIGH
0.2531 BGN
YEARLY LOW
0.2299 BGN
YEARLY AVERAGE
0.2396 BGN

2021 BOB to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.2531. Conversely, the yearly low was recorded on June 7, dropping to 0.2299.

This high-to-low spread represents a total annual volatility of 0.0232 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2332 to the December average rate of 0.2509, the exchange rate registered a net change of 7.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2531 was down 5.00% compared to the 2020 peak of 0.2665, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,266 BGN
2020 Average 1,243 BGN
Yearly Trough Low 1,150 BGN
Transaction Impact: A difference of 116.20 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2526
0.2315
JanuMarcMayJulySeptNove

BOB to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2351, compared to 0.2441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0090 points.

H1 Avg (Jan–Jun) 0.2351
H2 Avg (Jul–Dec) 0.2441

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0091 BGN (High: 0.2390 / Low: 0.2299). On the other end, December was the most stable month, with a tight range of 0.0026 BGN (High: 0.2522 / Low: 0.2496).

June Spread (Volatile) ±0.0091
December Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0035 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2485) against the same month in 2020 (average: 0.2394), the exchange rate shifted by +0.0091 (+3.79%).

2021 Avg (November) 0.2485
2020 Avg (November) 0.2394

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2352 0.2308 0.2332
February 0.2362 0.2327 0.2340
March 0.2418 0.2343 0.2380
April 0.2411 0.2337 0.2369
May 0.2360 0.2313 0.2334
June 0.2390 0.2299 0.2349
July 0.2411 0.2378 0.2396
August 0.2426 0.2387 0.2408
September 0.2446 0.2384 0.2405
October 0.2457 0.2425 0.2443
November 0.2531 0.2442 0.2485
December 0.2522 0.2496 0.2509