YEARLY HIGH
290.7137 BIF
YEARLY LOW
280.6656 BIF
YEARLY AVERAGE
285.9951 BIF

2021 BOB to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 290.7137. Conversely, the yearly low was recorded on January 2, dropping to 280.6656.

This high-to-low spread represents a total annual volatility of 10.0481 BIF. From a start-to-finish perspective, comparing the January average rate of 282.5278 to the December average rate of 289.5123, the exchange rate registered a net change of 2.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 290.7137 was up 2.58% compared to the 2020 peak of 283.4032, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,453,568 BIF
2020 Average 1,386,766 BIF
Yearly Trough Low 1,403,328 BIF
Transaction Impact: A difference of 50,240.35 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

290.2276
281.6438
JanuMarcMayJulySeptNove

BOB to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 283.7189, compared to 288.2714 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.5525 points.

H1 Avg (Jan–Jun) 283.7189
H2 Avg (Jul–Dec) 288.2714

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 4.3946 BIF (High: 287.5182 / Low: 283.1236). On the other end, November was the most stable month, with a tight range of 1.1886 BIF (High: 289.4234 / Low: 288.2348).

June Spread (Volatile) ±4.3946
November Spread (Stable) ±1.1886

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1687 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.1687

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 289.5123) against the same month in 2020 (average: 281.7728), the exchange rate shifted by +7.7394 (+2.75%).

2021 Avg (December) 289.5123
2020 Avg (December) 281.7728

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 284.3135 280.6656 282.5278
February 283.9883 281.0627 282.3591
March 284.4099 281.6901 283.0790
April 285.1844 281.0323 282.9741
May 286.6205 282.4697 285.3625
June 287.5182 283.1236 286.0109
July 287.9339 286.2093 287.1230
August 288.1448 286.9160 287.4009
September 288.9544 287.4445 288.1067
October 289.9347 287.5268 288.5949
November 289.4234 288.2348 288.8907
December 290.7137 288.6455 289.5123