YEARLY HIGH
0.6073 PLN
YEARLY LOW
0.5256 PLN
YEARLY AVERAGE
0.5593 PLN

2021 BOB to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.6073. Conversely, the yearly low was recorded on June 6, dropping to 0.5256.

This high-to-low spread represents a total annual volatility of 0.0817 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5410 to the December average rate of 0.5916, the exchange rate registered a net change of 9.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6073 was down 3.14% compared to the 2020 peak of 0.6270, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 3,036 PLN
2020 Average 2,823 PLN
Yearly Trough Low 2,628 PLN
Transaction Impact: A difference of 408.56 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5969
0.5328
JanuMarcMayJulySeptNove

BOB to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5454, compared to 0.5732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0279 points.

H1 Avg (Jan–Jun) 0.5454
H2 Avg (Jul–Dec) 0.5732

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0358 PLN (High: 0.6073 / Low: 0.5715). On the other end, October was the most stable month, with a tight range of 0.0090 PLN (High: 0.5784 / Low: 0.5694).

November Spread (Volatile) ±0.0358
October Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0126 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.5911) against the same month in 2020 (average: 0.5502), the exchange rate shifted by +0.0409 (+7.43%).

2021 Avg (November) 0.5911
2020 Avg (November) 0.5502

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5461 0.5340 0.5410
February 0.5441 0.5341 0.5381
March 0.5750 0.5436 0.5600
April 0.5675 0.5450 0.5524
May 0.5519 0.5302 0.5397
June 0.5557 0.5256 0.5410
July 0.5655 0.5495 0.5586
August 0.5682 0.5551 0.5623
September 0.5783 0.5495 0.5623
October 0.5784 0.5694 0.5736
November 0.6073 0.5715 0.5911
December 0.5977 0.5851 0.5916