YEARLY HIGH
0.3341 TOP
YEARLY LOW
0.3186 TOP
YEARLY AVERAGE
0.3282 TOP

2021 BOB to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 0.3341. Conversely, the yearly low was recorded on June 13, dropping to 0.3186.

This high-to-low spread represents a total annual volatility of 0.0155 TOP. From a start-to-finish perspective, comparing the January average rate of 0.3311 to the December average rate of 0.3311, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3341 was down 4.90% compared to the 2020 peak of 0.3513, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,670 TOP
2020 Average 1,667 TOP
Yearly Trough Low 1,593 TOP
Transaction Impact: A difference of 77.31 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3332
0.3222
JanuMarcMayJulySeptNove

BOB to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3287, compared to 0.3277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.3287
H2 Avg (Jul–Dec) 0.3277

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0086 TOP (High: 0.3272 / Low: 0.3186). On the other end, July was the most stable month, with a tight range of 0.0032 TOP (High: 0.3288 / Low: 0.3256).

June Spread (Volatile) ±0.0086
July Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.3322) against the same month in 2020 (average: 0.3350), the exchange rate shifted by -0.0027 (-0.82%).

2021 Avg (February) 0.3322
2020 Avg (February) 0.3350

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3332 0.3282 0.3311
February 0.3341 0.3296 0.3322
March 0.3328 0.3271 0.3301
April 0.3322 0.3269 0.3297
May 0.3301 0.3231 0.3263
June 0.3272 0.3186 0.3231
July 0.3288 0.3256 0.3271
August 0.3310 0.3251 0.3280
September 0.3296 0.3247 0.3263
October 0.3289 0.3236 0.3264
November 0.3320 0.3242 0.3272
December 0.3327 0.3294 0.3311