YEARLY HIGH
0.5538 GHS
YEARLY LOW
0.5107 GHS
YEARLY AVERAGE
0.5344 GHS

2021 BWP to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BWP to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 12, valuing the pair at 0.5538. Conversely, the yearly low was recorded on March 8, dropping to 0.5107.

This high-to-low spread represents a total annual volatility of 0.0432 GHS. From a start-to-finish perspective, comparing the January average rate of 0.5335 to the December average rate of 0.5239, the exchange rate registered a net change of -1.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5538 was up 1.55% compared to the 2020 peak of 0.5453, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 2,769 GHS
2020 Average 2,508 GHS
Yearly Trough Low 2,553 GHS
Transaction Impact: A difference of 215.80 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5474
0.5172
JanuMarcMayJulySeptNove

BWP to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5325, compared to 0.5363 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.5325
H2 Avg (Jul–Dec) 0.5363

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0210 GHS (High: 0.5538 / Low: 0.5329). On the other end, July was the most stable month, with a tight range of 0.0109 GHS (High: 0.5434 / Low: 0.5325).

September Spread (Volatile) ±0.0210
July Spread (Stable) ±0.0109

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0122 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.5449) against the same month in 2020 (average: 0.5029), the exchange rate shifted by +0.0420 (+8.34%).

2021 Avg (September) 0.5449
2020 Avg (September) 0.5029

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5461 0.5264 0.5335
February 0.5390 0.5233 0.5319
March 0.5250 0.5107 0.5197
April 0.5356 0.5212 0.5304
May 0.5465 0.5302 0.5373
June 0.5512 0.5340 0.5423
July 0.5434 0.5325 0.5394
August 0.5489 0.5321 0.5403
September 0.5538 0.5329 0.5449
October 0.5453 0.5335 0.5396
November 0.5394 0.5193 0.5299
December 0.5306 0.5187 0.5239