YEARLY HIGH
0.8090 HRK
YEARLY LOW
0.7224 HRK
YEARLY AVERAGE
0.7669 HRK

2012 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.8090. Conversely, the yearly low was recorded on October 8, dropping to 0.7224.

This high-to-low spread represents a total annual volatility of 0.0865 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7859 to the December average rate of 0.7314, the exchange rate registered a net change of -6.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8090 was down 6.65% compared to the 2011 peak of 0.8666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 4,045 HRK
2011 Average 3,905 HRK
Yearly Trough Low 3,612 HRK
Transaction Impact: A difference of 432.70 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7981
0.7253
JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7782, compared to 0.7555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0228 points.

H1 Avg (Jan–Jun) 0.7782
H2 Avg (Jul–Dec) 0.7555

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0353 HRK (High: 0.8067 / Low: 0.7714). On the other end, December was the most stable month, with a tight range of 0.0141 HRK (High: 0.7385 / Low: 0.7244).

July Spread (Volatile) ±0.0353
December Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0291 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0291

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.7921) against the same month in 2011 (average: 0.8009), the exchange rate shifted by -0.0089 (-1.11%).

2012 Avg (February) 0.7921
2011 Avg (February) 0.8009

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7943 0.7767 0.7859
February 0.8090 0.7791 0.7921
March 0.8007 0.7699 0.7867
April 0.7725 0.7553 0.7660
May 0.7814 0.7611 0.7692
June 0.7790 0.7632 0.7696
July 0.8067 0.7714 0.7895
August 0.7977 0.7627 0.7825
September 0.7653 0.7406 0.7534
October 0.7488 0.7224 0.7372
November 0.7488 0.7300 0.7389
December 0.7385 0.7244 0.7314