YEARLY HIGH
3.2846 PEN
YEARLY LOW
2.8267 PEN
YEARLY AVERAGE
3.0951 PEN

2021 CAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 3.2846. Conversely, the yearly low was recorded on January 11, dropping to 2.8267.

This high-to-low spread represents a total annual volatility of 0.4579 PEN. From a start-to-finish perspective, comparing the January average rate of 2.8500 to the December average rate of 3.1592, the exchange rate registered a net change of 10.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.2846 was up 15.52% compared to the 2020 peak of 2.8433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 16,423 PEN
2020 Average 13,043 PEN
Yearly Trough Low 14,134 PEN
Transaction Impact: A difference of 2,289.27 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.2820
2.8108
JanuMarcMayJulySeptNove

CAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9884, compared to 3.2018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2134 points.

H1 Avg (Jan–Jun) 2.9884
H2 Avg (Jul–Dec) 3.2018

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.2370 PEN (High: 3.1042 / Low: 2.8672). On the other end, January was the most stable month, with a tight range of 0.0438 PEN (High: 2.8705 / Low: 2.8267).

April Spread (Volatile) ±0.2370
January Spread (Stable) ±0.0438

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0517 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0517

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 3.2362) against the same month in 2020 (average: 2.6892), the exchange rate shifted by +0.5470 (+20.34%).

2021 Avg (August) 3.2362
2020 Avg (August) 2.6892

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.8705 2.8267 2.8500
February 2.9147 2.8316 2.8713
March 2.9929 2.8929 2.9490
April 3.1042 2.8672 2.9521
May 3.1906 3.0062 3.1088
June 3.2428 3.1452 3.1991
July 3.1998 3.0595 3.1474
August 3.2846 3.1474 3.2362
September 3.2755 3.2115 3.2427
October 3.2840 3.1676 3.2294
November 3.2429 3.1507 3.1956
December 3.2293 3.1019 3.1592