YEARLY HIGH
16515.9743 STD
YEARLY LOW
15662.6765 STD
YEARLY AVERAGE
16100.2349 STD

2026 CAD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 16515.9743. Conversely, the yearly low was recorded on June 24, dropping to 15662.6765.

This high-to-low spread represents a total annual volatility of 853.2977 STD. From a start-to-finish perspective, comparing the January average rate of 16163.3801 to the December average rate of 15775.7001, the exchange rate registered a net change of -2.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 16515.9743 was up 0.61% compared to the 2025 peak of 16415.8443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 82,579,871 STD
2025 Average 79,740,147 STD
Yearly Trough Low 78,313,383 STD
Transaction Impact: A difference of 4,266,488.72 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

16376.1160
15721.1168
JanuMarcMayJuly

CAD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16154.3240, compared to 15775.7001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 378.6240 points.

H1 Avg (Jan–Jun) 16154.3240
H2 Avg (Jul–Dec) 15775.7001

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 514.1071 STD (High: 16515.9743 / Low: 16001.8672). On the other end, February was the most stable month, with a tight range of 189.7659 STD (High: 16439.6438 / Low: 16249.8778).

January Spread (Volatile) ±514.1071
February Spread (Stable) ±189.7659

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 307.4073 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -307.4073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 16163.3801) against the same month in 2025 (average: 15470.4521), the exchange rate shifted by +692.9280 (+4.48%).

2026 Avg (January) 16163.3801
2025 Avg (January) 15470.4521

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16515.9743 16001.8672 16163.3801
February 16439.6438 16249.8778 16321.5327
March 16412.0355 15996.7550 16233.1145
April 16351.6945 15975.4795 16170.2549
May 16386.6887 16101.5064 16172.5346
June 16130.6506 15662.6765 15865.1273
July 15886.2706 15674.1976 15775.7001