YEARLY HIGH
1.8702 TOP
YEARLY LOW
1.7621 TOP
YEARLY AVERAGE
1.8074 TOP

2021 CAD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CAD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 1.8702. Conversely, the yearly low was recorded on September 19, dropping to 1.7621.

This high-to-low spread represents a total annual volatility of 0.1081 TOP. From a start-to-finish perspective, comparing the January average rate of 1.7923 to the December average rate of 1.7850, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8702 was up 3.99% compared to the 2020 peak of 1.7985, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 9,351 TOP
2020 Average 8,586 TOP
Yearly Trough Low 8,811 TOP
Transaction Impact: A difference of 540.34 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8648
1.7699
JanuMarcMayJulySeptNove

CAD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8198, compared to 1.7950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0248 points.

H1 Avg (Jan–Jun) 1.8198
H2 Avg (Jul–Dec) 1.7950

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0611 TOP (High: 1.8318 / Low: 1.7707). On the other end, May was the most stable month, with a tight range of 0.0310 TOP (High: 1.8702 / Low: 1.8392).

July Spread (Volatile) ±0.0611
May Spread (Stable) ±0.0310

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0298 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0298

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1.8569) against the same month in 2020 (average: 1.6497), the exchange rate shifted by +0.2072 (+12.56%).

2021 Avg (May) 1.8569
2020 Avg (May) 1.6497

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8152 1.7750 1.7923
February 1.8295 1.7836 1.8078
March 1.8298 1.7964 1.8138
April 1.8410 1.7982 1.8207
May 1.8702 1.8392 1.8569
June 1.8478 1.7956 1.8271
July 1.8318 1.7707 1.8048
August 1.8095 1.7719 1.7964
September 1.7944 1.7621 1.7778
October 1.8279 1.7954 1.8108
November 1.8133 1.7804 1.7952
December 1.8143 1.7704 1.7850