YEARLY HIGH
0.0021 GHS
YEARLY LOW
0.0018 GHS
YEARLY AVERAGE
0.0020 GHS

2012 CDF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the CDF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 8, valuing the pair at 0.0021. Conversely, the yearly low was recorded on January 1, dropping to 0.0018.

This high-to-low spread represents a total annual volatility of 0.0003 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0019 to the December average rate of 0.0020, the exchange rate registered a net change of 10.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0021 was up 16.02% compared to the 2011 peak of 0.0018, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 11 GHS
2011 Average 8 GHS
Yearly Trough Low 9 GHS
Transaction Impact: A difference of 1.66 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0021
0.0018
JanuMarcMayJulySeptNove

CDF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0020, compared to 0.0021 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0020
H2 Avg (Jul–Dec) 0.0021

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0001 GHS (High: 0.0020 / Low: 0.0018). On the other end, November was the most stable month, with a tight range of 0.0000 GHS (High: 0.0020 / Low: 0.0020).

March Spread (Volatile) ±0.0001
November Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0000 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0021) against the same month in 2011 (average: 0.0017), the exchange rate shifted by +0.0005 (+27.54%).

2012 Avg (July) 0.0021
2011 Avg (July) 0.0017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0019 0.0018 0.0019
February 0.0019 0.0018 0.0018
March 0.0020 0.0018 0.0019
April 0.0020 0.0019 0.0020
May 0.0021 0.0020 0.0021
June 0.0021 0.0020 0.0021
July 0.0021 0.0021 0.0021
August 0.0021 0.0021 0.0021
September 0.0021 0.0020 0.0021
October 0.0021 0.0020 0.0020
November 0.0020 0.0020 0.0020
December 0.0021 0.0020 0.0020