YEARLY HIGH
0.0077 HRK
YEARLY LOW
0.0060 HRK
YEARLY AVERAGE
0.0071 HRK

2016 CDF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the CDF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0077. Conversely, the yearly low was recorded on December 24, dropping to 0.0060.

This high-to-low spread represents a total annual volatility of 0.0017 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0076 to the December average rate of 0.0061, the exchange rate registered a net change of -19.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0077 was down 1.61% compared to the 2015 peak of 0.0078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 39 HRK
2015 Average 37 HRK
Yearly Trough Low 30 HRK
Transaction Impact: A difference of 8.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0077
0.0060
JanuMarcMayJulySeptNove

CDF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0073, compared to 0.0068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0073
H2 Avg (Jul–Dec) 0.0068

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0015 HRK (High: 0.0077 / Low: 0.0062). On the other end, January was the most stable month, with a tight range of 0.0001 HRK (High: 0.0077 / Low: 0.0076).

November Spread (Volatile) ±0.0015
January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.0070) against the same month in 2015 (average: 0.0076), the exchange rate shifted by -0.0006 (-7.90%).

2016 Avg (November) 0.0070
2015 Avg (November) 0.0076

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0077 0.0076 0.0076
February 0.0076 0.0073 0.0074
March 0.0076 0.0071 0.0073
April 0.0072 0.0071 0.0071
May 0.0073 0.0070 0.0072
June 0.0073 0.0069 0.0071
July 0.0072 0.0069 0.0071
August 0.0069 0.0067 0.0068
September 0.0069 0.0068 0.0068
October 0.0072 0.0068 0.0070
November 0.0077 0.0062 0.0070
December 0.0062 0.0060 0.0061