YEARLY HIGH
0.0256 PHP
YEARLY LOW
0.0239 PHP
YEARLY AVERAGE
0.0247 PHP

2021 CDF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CDF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0256. Conversely, the yearly low was recorded on May 29, dropping to 0.0239.

This high-to-low spread represents a total annual volatility of 0.0018 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0244 to the December average rate of 0.0252, the exchange rate registered a net change of 3.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0256 was down 20.79% compared to the 2020 peak of 0.0324, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 128 PHP
2020 Average 135 PHP
Yearly Trough Low 119 PHP
Transaction Impact: A difference of 8.93 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0255
0.0239
JanuMarcMayJulySeptNove

CDF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0243, compared to 0.0252 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0243
H2 Avg (Jul–Dec) 0.0252

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0010 PHP (High: 0.0255 / Low: 0.0246). On the other end, May was the most stable month, with a tight range of 0.0003 PHP (High: 0.0242 / Low: 0.0239).

August Spread (Volatile) ±0.0010
May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0252) against the same month in 2020 (average: 0.0247), the exchange rate shifted by +0.0005 (+2.00%).

2021 Avg (December) 0.0252
2020 Avg (December) 0.0247

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0245 0.0242 0.0244
February 0.0248 0.0242 0.0244
March 0.0247 0.0242 0.0244
April 0.0245 0.0241 0.0243
May 0.0242 0.0239 0.0240
June 0.0246 0.0239 0.0242
July 0.0256 0.0247 0.0251
August 0.0255 0.0246 0.0252
September 0.0256 0.0250 0.0252
October 0.0256 0.0251 0.0254
November 0.0253 0.0248 0.0251
December 0.0256 0.0248 0.0252