2021 CDF to PKR Historical Review

YEARLY HIGH

0.0893 PKR

YEARLY LOW

0.0761 PKR

YEARLY AVERAGE

0.0818 PKR

2021 CDF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CDF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0893. Conversely, the yearly low was recorded on May 9, dropping to 0.0761.

This high-to-low spread represents a total annual volatility of 0.0131 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0814 to the December average rate of 0.0888, the exchange rate registered a net change of 9.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0893 was down 17.09% compared to the 2020 peak of 0.1077, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 446 PKR

2020 Average 439 PKR

Yearly Trough Low 381 PKR

Transaction Impact: A difference of 65.73 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0899

0.0756

JanuMarcMayJulySeptNove

CDF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0788, compared to 0.0848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.0788

H2 Avg (Jul–Dec) 0.0848

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0037 PKR (High: 0.0881 / Low: 0.0845). On the other end, January was the most stable month, with a tight range of 0.0007 PKR (High: 0.0818 / Low: 0.0811).

November Spread (Volatile) ±0.0037

January Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0019 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0888) against the same month in 2020 (average: 0.0822), the exchange rate shifted by +0.0066 (+7.97%).

2021 Avg (December) 0.0888

2020 Avg (December) 0.0822

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0818	0.0811	0.0814
February	0.0811	0.0796	0.0805
March	0.0798	0.0768	0.0785
April	0.0775	0.0764	0.0770
May	0.0779	0.0761	0.0768
June	0.0795	0.0774	0.0786
July	0.0818	0.0789	0.0803
August	0.0840	0.0818	0.0829
September	0.0857	0.0841	0.0846
October	0.0879	0.0846	0.0860
November	0.0881	0.0845	0.0865
December	0.0893	0.0876	0.0888

2021 CDF నుండి PKR చారిత్రక సమీక్ష