YEARLY HIGH
1.1815 TZS
YEARLY LOW
1.1434 TZS
YEARLY AVERAGE
1.1625 TZS

2021 CDF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CDF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 1.1815. Conversely, the yearly low was recorded on October 8, dropping to 1.1434.

This high-to-low spread represents a total annual volatility of 0.0380 TZS. From a start-to-finish perspective, comparing the January average rate of 1.1756 to the December average rate of 1.1508, the exchange rate registered a net change of -2.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1815 was down 24.26% compared to the 2020 peak of 1.5599, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 5,907 TZS
2020 Average 6,281 TZS
Yearly Trough Low 5,717 TZS
Transaction Impact: A difference of 190.17 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1784
1.1450
JanuMarcMayJulySeptNove

CDF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1676, compared to 1.1574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 1.1676
H2 Avg (Jul–Dec) 1.1574

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0182 TZS (High: 1.1795 / Low: 1.1613). On the other end, February was the most stable month, with a tight range of 0.0063 TZS (High: 1.1731 / Low: 1.1667).

March Spread (Volatile) ±0.0182
February Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0117 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.1756) against the same month in 2020 (average: 1.3660), the exchange rate shifted by -0.1904 (-13.94%).

2021 Avg (January) 1.1756
2020 Avg (January) 1.3660

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1815 1.1720 1.1756
February 1.1731 1.1667 1.1712
March 1.1795 1.1613 1.1665
April 1.1706 1.1573 1.1652
May 1.1673 1.1581 1.1621
June 1.1700 1.1610 1.1648
July 1.1679 1.1575 1.1635
August 1.1682 1.1612 1.1664
September 1.1680 1.1540 1.1637
October 1.1611 1.1434 1.1520
November 1.1523 1.1445 1.1478
December 1.1610 1.1474 1.1508