YEARLY HIGH
2.8601 PHP
YEARLY LOW
2.3677 PHP
YEARLY AVERAGE
2.6331 PHP

2025 CZK to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CZK to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 2.8601. Conversely, the yearly low was recorded on January 2, dropping to 2.3677.

This high-to-low spread represents a total annual volatility of 0.4923 PHP. From a start-to-finish perspective, comparing the January average rate of 2.4047 to the December average rate of 2.8416, the exchange rate registered a net change of 18.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8601 was up 9.98% compared to the 2024 peak of 2.6004, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 14,300 PHP
2024 Average 12,339 PHP
Yearly Trough Low 11,839 PHP
Transaction Impact: A difference of 2,461.71 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8852
2.3610
JanuMarcMayJulySeptNove

CZK to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4966, compared to 2.7695 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2730 points.

H1 Avg (Jan–Jun) 2.4966
H2 Avg (Jul–Dec) 2.7695

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.1446 PHP (High: 2.6853 / Low: 2.5407). On the other end, August was the most stable month, with a tight range of 0.0470 PHP (High: 2.7322 / Low: 2.6852).

June Spread (Volatile) ±0.1446
August Spread (Stable) ±0.0470

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0308 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0308

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 2.8416) against the same month in 2024 (average: 2.4348), the exchange rate shifted by +0.4068 (+16.71%).

2025 Avg (December) 2.8416
2024 Avg (December) 2.4348

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.4362 2.3677 2.4047
February 2.4426 2.3760 2.4087
March 2.5072 2.3970 2.4796
April 2.6048 2.4791 2.5483
May 2.5388 2.4831 2.5174
June 2.6853 2.5407 2.6207
July 2.7360 2.6744 2.6985
August 2.7322 2.6852 2.7144
September 2.8091 2.7232 2.7612
October 2.8323 2.7675 2.7937
November 2.8366 2.7608 2.8078
December 2.8601 2.8093 2.8416