YEARLY HIGH
0.1084 TOP
YEARLY LOW
0.0997 TOP
YEARLY AVERAGE
0.1045 TOP

2021 CZK to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CZK to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 0.1084. Conversely, the yearly low was recorded on November 24, dropping to 0.0997.

This high-to-low spread represents a total annual volatility of 0.0087 TOP. From a start-to-finish perspective, comparing the January average rate of 0.1062 to the December average rate of 0.1023, the exchange rate registered a net change of -3.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1084 was up 1.10% compared to the 2020 peak of 0.1072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 542 TOP
2020 Average 497 TOP
Yearly Trough Low 498 TOP
Transaction Impact: A difference of 43.64 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1079
0.1008
JanuMarcMayJulySeptNove

CZK to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1058, compared to 0.1032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.1058
H2 Avg (Jul–Dec) 0.1032

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0036 TOP (High: 0.1084 / Low: 0.1048). On the other end, August was the most stable month, with a tight range of 0.0016 TOP (High: 0.1054 / Low: 0.1039).

February Spread (Volatile) ±0.0036
August Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0036 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.1073) against the same month in 2020 (average: 0.1008), the exchange rate shifted by +0.0064 (+6.39%).

2021 Avg (February) 0.1073
2020 Avg (February) 0.1008

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1071 0.1050 0.1062
February 0.1084 0.1048 0.1073
March 0.1057 0.1026 0.1036
April 0.1063 0.1033 0.1050
May 0.1084 0.1051 0.1070
June 0.1070 0.1038 0.1056
July 0.1056 0.1029 0.1042
August 0.1054 0.1039 0.1046
September 0.1053 0.1031 0.1044
October 0.1041 0.1006 0.1025
November 0.1031 0.0997 0.1014
December 0.1040 0.1014 0.1023