YEARLY HIGH
4.0058 ILS
YEARLY LOW
3.4716 ILS
YEARLY AVERAGE
3.8250 ILS

2021 EUR to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 4.0058. Conversely, the yearly low was recorded on November 22, dropping to 3.4716.

This high-to-low spread represents a total annual volatility of 0.5342 ILS. From a start-to-finish perspective, comparing the January average rate of 3.9320 to the December average rate of 3.5423, the exchange rate registered a net change of -9.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.0058 was down 5.29% compared to the 2020 peak of 4.2294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 20,029 ILS
2020 Average 19,623 ILS
Yearly Trough Low 17,358 ILS
Transaction Impact: A difference of 2,671.16 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.0016
3.5005
JanuMarcMayJulySeptNove

EUR to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9394, compared to 3.7107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2287 points.

H1 Avg (Jan–Jun) 3.9394
H2 Avg (Jul–Dec) 3.7107

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.1772 ILS (High: 3.9842 / Low: 3.8070). On the other end, April was the most stable month, with a tight range of 0.0470 ILS (High: 3.9451 / Low: 3.8981).

January Spread (Volatile) ±0.1772
April Spread (Stable) ±0.0470

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1641 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 3.9598) against the same month in 2020 (average: 3.7490), the exchange rate shifted by +0.2109 (+5.62%).

2021 Avg (February) 3.9598
2020 Avg (February) 3.7490

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9842 3.8070 3.9320
February 4.0058 3.9163 3.9598
March 3.9857 3.8979 3.9465
April 3.9451 3.8981 3.9234
May 3.9946 3.8982 3.9587
June 3.9679 3.8644 3.9159
July 3.8970 3.8293 3.8693
August 3.8295 3.7805 3.7950
September 3.8095 3.7340 3.7733
October 3.7493 3.6491 3.7241
November 3.6340 3.4716 3.5600
December 3.5856 3.4999 3.5423