YEARLY HIGH
71.9969 PHP
YEARLY LOW
67.8814 PHP
YEARLY AVERAGE
69.9752 PHP

2026 EUR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the EUR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 71.9969. Conversely, the yearly low was recorded on March 1, dropping to 67.8814.

This high-to-low spread represents a total annual volatility of 4.1155 PHP. From a start-to-finish perspective, comparing the January average rate of 69.4053 to the December average rate of 70.3376, the exchange rate registered a net change of 1.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 71.9969 was up 3.71% compared to the 2025 peak of 69.4217, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 359,985 PHP
2025 Average 324,983 PHP
Yearly Trough Low 339,407 PHP
Transaction Impact: A difference of 20,577.57 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

71.9538
68.5085
JanuMarcMayJuly

EUR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 69.9147, compared to 70.3376 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4229 points.

H1 Avg (Jan–Jun) 69.9147
H2 Avg (Jul–Dec) 70.3376

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2.6788 PHP (High: 71.9969 / Low: 69.3181). On the other end, May was the most stable month, with a tight range of 0.4145 PHP (High: 71.8664 / Low: 71.4518).

April Spread (Volatile) ±2.6788
May Spread (Stable) ±0.4145

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.2571 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.2571

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 70.3475) against the same month in 2025 (average: 63.8739), the exchange rate shifted by +6.4736 (+10.13%).

2026 Avg (April) 70.3475
2025 Avg (April) 63.8739

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 70.6947 68.8407 69.4053
February 69.8007 67.8876 68.7956
March 70.1188 67.8814 68.8637
April 71.9969 69.3181 70.3475
May 71.8664 71.4518 71.6667
June 71.9395 69.5625 70.4096
July 70.6202 70.1528 70.3376