YEARLY HIGH
75.1346 KZT
YEARLY LOW
69.7075 KZT
YEARLY AVERAGE
72.0612 KZT

2021 GHS to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 75.1346. Conversely, the yearly low was recorded on October 25, dropping to 69.7075.

This high-to-low spread represents a total annual volatility of 5.4271 KZT. From a start-to-finish perspective, comparing the January average rate of 71.9089 to the December average rate of 71.0935, the exchange rate registered a net change of -1.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 75.1346 was down 7.77% compared to the 2020 peak of 81.4600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 375,673 KZT
2020 Average 360,954 KZT
Yearly Trough Low 348,538 KZT
Transaction Impact: A difference of 27,135.31 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

74.8671
69.7602
JanuMarcMayJulySeptNove

GHS to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 73.2656, compared to 70.8567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.4089 points.

H1 Avg (Jan–Jun) 73.2656
H2 Avg (Jul–Dec) 70.8567

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 1.7973 KZT (High: 72.9488 / Low: 71.1515). On the other end, May was the most stable month, with a tight range of 0.7538 KZT (High: 74.5767 / Low: 73.8229).

July Spread (Volatile) ±1.7973
May Spread (Stable) ±0.7538

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.6107 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.6107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 74.4415) against the same month in 2020 (average: 75.0123), the exchange rate shifted by -0.5707 (-0.76%).

2021 Avg (April) 74.4415
2020 Avg (April) 75.0123

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 72.6815 71.4283 71.9089
February 72.8705 71.7312 72.2916
March 73.9306 72.9551 73.2535
April 75.1346 73.7459 74.4415
May 74.5767 73.8229 74.1410
June 73.9690 72.9936 73.5574
July 72.9488 71.1515 71.9466
August 71.7391 70.2695 70.7818
September 71.6018 70.1738 70.5929
October 70.5339 69.7075 70.1858
November 71.7435 70.1390 70.5399
December 71.9426 70.2853 71.0935