YEARLY HIGH
6.1269 NIO
YEARLY LOW
5.7042 NIO
YEARLY AVERAGE
5.9280 NIO

2021 GHS to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 6.1269. Conversely, the yearly low was recorded on December 9, dropping to 5.7042.

This high-to-low spread represents a total annual volatility of 0.4227 NIO. From a start-to-finish perspective, comparing the January average rate of 5.9711 to the December average rate of 5.7516, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.1269 was down 4.69% compared to the 2020 peak of 6.4286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 30,635 NIO
2020 Average 30,006 NIO
Yearly Trough Low 28,521 NIO
Transaction Impact: A difference of 2,113.66 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.1302
5.7172
JanuMarcMayJulySeptNove

GHS to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.0450, compared to 5.8110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2340 points.

H1 Avg (Jan–Jun) 6.0450
H2 Avg (Jul–Dec) 5.8110

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.1418 NIO (High: 6.1142 / Low: 5.9724). On the other end, October was the most stable month, with a tight range of 0.0559 NIO (High: 5.8271 / Low: 5.7713).

June Spread (Volatile) ±0.1418
October Spread (Stable) ±0.0559

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1358 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1358

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 6.0958) against the same month in 2020 (average: 6.0876), the exchange rate shifted by +0.0082 (+0.13%).

2021 Avg (March) 6.0958
2020 Avg (March) 6.0876

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.0120 5.9117 5.9711
February 6.0767 5.9493 6.0302
March 6.1269 6.0498 6.0958
April 6.0885 6.0294 6.0548
May 6.1198 6.0485 6.0786
June 6.1142 5.9724 6.0396
July 5.9653 5.8503 5.9038
August 5.9017 5.8041 5.8354
September 5.8918 5.7945 5.8246
October 5.8271 5.7713 5.7973
November 5.7948 5.7276 5.7531
December 5.8115 5.7042 5.7516