2021 GHS to PEN Historical Review

YEARLY HIGH

0.6881 PEN

YEARLY LOW

0.6150 PEN

YEARLY AVERAGE

0.6548 PEN

2021 GHS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 9, valuing the pair at 0.6881. Conversely, the yearly low was recorded on January 15, dropping to 0.6150.

This high-to-low spread represents a total annual volatility of 0.0731 PEN. From a start-to-finish perspective, comparing the January average rate of 0.6197 to the December average rate of 0.6583, the exchange rate registered a net change of 6.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6881 was up 7.51% compared to the 2020 peak of 0.6400, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,440 PEN

2020 Average 3,048 PEN

Yearly Trough Low 3,075 PEN

Transaction Impact: A difference of 365.36 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6871

0.6136

JanuMarcMayJulySeptNove

GHS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6432, compared to 0.6665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0232 points.

H1 Avg (Jan–Jun) 0.6432

H2 Avg (Jul–Dec) 0.6665

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0395 PEN (High: 0.6609 / Low: 0.6214). On the other end, January was the most stable month, with a tight range of 0.0106 PEN (High: 0.6256 / Low: 0.6150).

April Spread (Volatile) ±0.0395

January Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0189 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.6776) against the same month in 2020 (average: 0.6168), the exchange rate shifted by +0.0607 (+9.85%).

2021 Avg (August) 0.6776

2020 Avg (August) 0.6168

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6256	0.6150	0.6197
February	0.6349	0.6241	0.6291
March	0.6505	0.6369	0.6455
April	0.6609	0.6214	0.6388
May	0.6645	0.6350	0.6530
June	0.6846	0.6606	0.6734
July	0.6799	0.6564	0.6635
August	0.6881	0.6563	0.6776
September	0.6870	0.6759	0.6809
October	0.6840	0.6463	0.6620
November	0.6627	0.6513	0.6564
December	0.6680	0.6455	0.6583

2021 GHS నుండి PEN చారిత్రక సమీక్ష