YEARLY HIGH
0.4355 CZK
YEARLY LOW
0.4054 CZK
YEARLY AVERAGE
0.4209 CZK

2021 GMD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.4355. Conversely, the yearly low was recorded on May 25, dropping to 0.4054.

This high-to-low spread represents a total annual volatility of 0.0302 CZK. From a start-to-finish perspective, comparing the January average rate of 0.4158 to the December average rate of 0.4250, the exchange rate registered a net change of 2.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4355 was down 14.94% compared to the 2020 peak of 0.5120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 2,178 CZK
2020 Average 2,255 CZK
Yearly Trough Low 2,027 CZK
Transaction Impact: A difference of 150.80 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4307
0.4090
JanuMarcMayJulySeptNove

GMD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4182, compared to 0.4236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.4182
H2 Avg (Jul–Dec) 0.4236

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0180 CZK (High: 0.4355 / Low: 0.4175). On the other end, October was the most stable month, with a tight range of 0.0065 CZK (High: 0.4272 / Low: 0.4207).

November Spread (Volatile) ±0.0180
October Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0132 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.4263) against the same month in 2020 (average: 0.4315), the exchange rate shifted by -0.0052 (-1.21%).

2021 Avg (November) 0.4263
2020 Avg (November) 0.4315

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4191 0.4106 0.4158
February 0.4230 0.4115 0.4161
March 0.4354 0.4220 0.4289
April 0.4330 0.4165 0.4240
May 0.4206 0.4054 0.4109
June 0.4216 0.4067 0.4137
July 0.4279 0.4190 0.4236
August 0.4277 0.4193 0.4231
September 0.4270 0.4128 0.4195
October 0.4272 0.4207 0.4243
November 0.4355 0.4175 0.4263
December 0.4300 0.4146 0.4250