YEARLY HIGH
6.6474 PHP
YEARLY LOW
6.1120 PHP
YEARLY AVERAGE
6.3671 PHP

2021 GTQ to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GTQ to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 6.6474. Conversely, the yearly low was recorded on January 3, dropping to 6.1120.

This high-to-low spread represents a total annual volatility of 0.5354 PHP. From a start-to-finish perspective, comparing the January average rate of 6.1694 to the December average rate of 6.5097, the exchange rate registered a net change of 5.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.6474 was down 1.80% compared to the 2020 peak of 6.7691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 33,237 PHP
2020 Average 32,122 PHP
Yearly Trough Low 30,560 PHP
Transaction Impact: A difference of 2,676.93 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.5915
6.1311
JanuMarcMayJulySeptNove

GTQ to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.2346, compared to 6.4995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2649 points.

H1 Avg (Jan–Jun) 6.2346
H2 Avg (Jul–Dec) 6.4995

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.2473 PHP (High: 6.5838 / Low: 6.3365). On the other end, April was the most stable month, with a tight range of 0.0659 PHP (High: 6.3142 / Low: 6.2483).

July Spread (Volatile) ±0.2473
April Spread (Stable) ±0.0659

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0729 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0729

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 6.5097) against the same month in 2020 (average: 6.1604), the exchange rate shifted by +0.3493 (+5.67%).

2021 Avg (December) 6.5097
2020 Avg (December) 6.1604

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.2025 6.1120 6.1694
February 6.3601 6.1628 6.2362
March 6.3224 6.2523 6.2892
April 6.3142 6.2483 6.2788
May 6.2527 6.1700 6.2059
June 6.3100 6.1644 6.2282
July 6.5838 6.3365 6.4586
August 6.5498 6.3070 6.4810
September 6.6089 6.4296 6.4876
October 6.5738 6.5014 6.5531
November 6.5590 6.4389 6.5071
December 6.6474 6.4065 6.5097