YEARLY HIGH
82.5501 CRC
YEARLY LOW
78.4584 CRC
YEARLY AVERAGE
79.9301 CRC

2021 HKD to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 82.5501. Conversely, the yearly low was recorded on March 14, dropping to 78.4584.

This high-to-low spread represents a total annual volatility of 4.0917 CRC. From a start-to-finish perspective, comparing the January average rate of 78.9570 to the December average rate of 81.7248, the exchange rate registered a net change of 3.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 82.5501 was up 4.18% compared to the 2020 peak of 79.2389, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 2,063,753 CRC
2020 Average 1,883,785 CRC
Yearly Trough Low 1,961,459 CRC
Transaction Impact: A difference of 102,293.39 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

82.4335
78.4430
JanuMarcMayJulySeptNove

HKD to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 79.1380, compared to 80.7223 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5844 points.

H1 Avg (Jan–Jun) 79.1380
H2 Avg (Jul–Dec) 80.7223

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 2.0278 CRC (High: 82.5501 / Low: 80.5223). On the other end, July was the most stable month, with a tight range of 0.3202 CRC (High: 79.9229 / Low: 79.6027).

November Spread (Volatile) ±2.0278
July Spread (Stable) ±0.3202

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3762 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3762

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 82.1010) against the same month in 2020 (average: 78.5249), the exchange rate shifted by +3.5760 (+4.55%).

2021 Avg (November) 82.1010
2020 Avg (November) 78.5249

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.3324 78.4779 78.9570
February 79.1308 78.6169 78.9417
March 79.0377 78.4584 78.7755
April 79.5471 78.6322 78.9796
May 79.9285 78.7938 79.4118
June 79.8736 79.5244 79.7621
July 79.9229 79.6027 79.7718
August 80.0229 79.5372 79.7668
September 80.3764 80.0225 80.2754
October 81.9838 80.2636 80.6943
November 82.5501 80.5223 82.1010
December 82.4759 80.5513 81.7248