2021 HKD to HRK Historical Review

YEARLY HIGH

0.8613 HRK

YEARLY LOW

0.7903 HRK

YEARLY AVERAGE

0.8191 HRK

2021 HKD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.8613. Conversely, the yearly low was recorded on January 6, dropping to 0.7903.

This high-to-low spread represents a total annual volatility of 0.0711 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8015 to the December average rate of 0.8531, the exchange rate registered a net change of 6.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8613 was down 6.44% compared to the 2020 peak of 0.9206, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 21,534 HRK

2020 Average 21,313 HRK

Yearly Trough Low 19,757 HRK

Transaction Impact: A difference of 1,776.80 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8587

0.7921

JanuMarcMayJulySeptNove

HKD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8074, compared to 0.8309 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0235 points.

H1 Avg (Jan–Jun) 0.8074

H2 Avg (Jul–Dec) 0.8309

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0296 HRK (High: 0.8613 / Low: 0.8318). On the other end, December was the most stable month, with a tight range of 0.0096 HRK (High: 0.8575 / Low: 0.8479).

November Spread (Volatile) ±0.0296

December Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0169 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0169

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8464) against the same month in 2020 (average: 0.8236), the exchange rate shifted by +0.0228 (+2.77%).

2021 Avg (November) 0.8464

2020 Avg (November) 0.8236

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8069	0.7903	0.8015
February	0.8162	0.8026	0.8077
March	0.8305	0.8085	0.8204
April	0.8283	0.8025	0.8145
May	0.8084	0.7903	0.7976
June	0.8147	0.7921	0.8027
July	0.8242	0.8123	0.8165
August	0.8236	0.8122	0.8183
September	0.8313	0.8108	0.8184
October	0.8376	0.8270	0.8325
November	0.8613	0.8318	0.8464
December	0.8575	0.8479	0.8531

2021 HKD నుండి HRK చారిత్రక సమీక్ష