YEARLY HIGH
75.0794 XAF
YEARLY LOW
68.5706 XAF
YEARLY AVERAGE
71.3660 XAF

2021 HKD to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 75.0794. Conversely, the yearly low was recorded on January 6, dropping to 68.5706.

This high-to-low spread represents a total annual volatility of 6.5088 XAF. From a start-to-finish perspective, comparing the January average rate of 69.5390 to the December average rate of 74.3947, the exchange rate registered a net change of 6.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 75.0794 was down 5.34% compared to the 2020 peak of 79.3130, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 1,876,985 XAF
2020 Average 1,854,061 XAF
Yearly Trough Low 1,714,265 XAF
Transaction Impact: A difference of 162,720.34 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

74.8803
69.0534
JanuMarcMayJulySeptNove

HKD to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 70.1411, compared to 72.5908 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4497 points.

H1 Avg (Jan–Jun) 70.1411
H2 Avg (Jul–Dec) 72.5908

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 2.5213 XAF (High: 75.0794 / Low: 72.5581). On the other end, July was the most stable month, with a tight range of 0.7399 XAF (High: 71.7301 / Low: 70.9902).

November Spread (Volatile) ±2.5213
July Spread (Stable) ±0.7399

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.0359 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -1.0359

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 73.8358) against the same month in 2020 (average: 71.4241), the exchange rate shifted by +2.4117 (+3.38%).

2021 Avg (November) 73.8358
2020 Avg (November) 71.4241

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 70.1128 68.5706 69.5390
February 70.7007 69.5053 69.9549
March 71.9624 69.9685 70.9964
April 71.7359 69.6378 70.5827
May 70.3094 68.9894 69.5468
June 71.2400 69.1917 70.2267
July 71.7301 70.9902 71.3819
August 72.1132 71.0588 71.6027
September 72.7843 71.0180 71.6252
October 73.1052 72.1876 72.7046
November 75.0794 72.5581 73.8358
December 74.7950 73.9753 74.3947