YEARLY HIGH
0.0391 CHF
YEARLY LOW
0.0353 CHF
YEARLY AVERAGE
0.0379 CHF

2021 HNL to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 0.0391. Conversely, the yearly low was recorded on January 6, dropping to 0.0353.

This high-to-low spread represents a total annual volatility of 0.0039 CHF. From a start-to-finish perspective, comparing the January average rate of 0.0366 to the December average rate of 0.0379, the exchange rate registered a net change of 3.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0391 was down 1.94% compared to the 2020 peak of 0.0399, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 196 CHF
2020 Average 190 CHF
Yearly Trough Low 176 CHF
Transaction Impact: A difference of 19.28 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0386
0.0364
JanuMarcMayJulySeptNove

HNL to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0376, compared to 0.0382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0376
H2 Avg (Jul–Dec) 0.0382

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0017 CHF (High: 0.0370 / Low: 0.0353). On the other end, September was the most stable month, with a tight range of 0.0007 CHF (High: 0.0387 / Low: 0.0380).

January Spread (Volatile) ±0.0017
September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0384) against the same month in 2020 (average: 0.0385), the exchange rate shifted by -0.0000 (-0.12%).

2021 Avg (March) 0.0384
2020 Avg (March) 0.0385

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0370 0.0353 0.0366
February 0.0377 0.0366 0.0370
March 0.0391 0.0377 0.0384
April 0.0391 0.0377 0.0383
May 0.0379 0.0372 0.0375
June 0.0387 0.0371 0.0378
July 0.0388 0.0380 0.0384
August 0.0389 0.0379 0.0384
September 0.0387 0.0380 0.0383
October 0.0386 0.0377 0.0382
November 0.0388 0.0376 0.0382
December 0.0383 0.0374 0.0379