YEARLY HIGH
168.5517 COP
YEARLY LOW
138.3936 COP
YEARLY AVERAGE
155.2793 COP

2021 HNL to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 168.5517. Conversely, the yearly low was recorded on January 6, dropping to 138.3936.

This high-to-low spread represents a total annual volatility of 30.1582 COP. From a start-to-finish perspective, comparing the January average rate of 143.9801 to the December average rate of 163.5386, the exchange rate registered a net change of 13.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 168.5517 was down 0.07% compared to the 2020 peak of 168.6662, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 842,759 COP
2020 Average 745,986 COP
Yearly Trough Low 691,968 COP
Transaction Impact: A difference of 150,790.78 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

165.4944
142.0242
JanuMarcMayJulySeptNove

HNL to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 149.9565, compared to 160.6022 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.6457 points.

H1 Avg (Jan–Jun) 149.9565
H2 Avg (Jul–Dec) 160.6022

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 12.0273 COP (High: 167.2577 / Low: 155.2304). On the other end, September was the most stable month, with a tight range of 3.3623 COP (High: 160.0667 / Low: 156.7044).

November Spread (Volatile) ±12.0273
September Spread (Stable) ±3.3623

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 4.6584 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -4.6584

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 163.2913) against the same month in 2020 (average: 152.9137), the exchange rate shifted by +10.3776 (+6.79%).

2021 Avg (August) 163.2913
2020 Avg (August) 152.9137

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 149.2741 138.3936 143.9801
February 150.3585 143.7115 146.6383
March 154.7711 145.8409 149.2013
April 154.6040 149.7740 151.2752
May 159.8618 152.2885 155.0979
June 158.0808 148.9370 153.5462
July 163.4930 156.3493 160.2898
August 168.5517 160.2966 163.2913
September 160.0667 156.7044 158.6329
October 157.7029 153.4652 156.3209
November 167.2577 155.2304 161.5398
December 166.4656 160.1417 163.5386