YEARLY HIGH
5.7864 DZD
YEARLY LOW
5.3151 DZD
YEARLY AVERAGE
5.5999 DZD

2021 HNL to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 5.7864. Conversely, the yearly low was recorded on January 6, dropping to 5.3151.

This high-to-low spread represents a total annual volatility of 0.4713 DZD. From a start-to-finish perspective, comparing the January average rate of 5.4698 to the December average rate of 5.7245, the exchange rate registered a net change of 4.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.7864 was up 5.76% compared to the 2020 peak of 5.4711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 28,932 DZD
2020 Average 25,622 DZD
Yearly Trough Low 26,576 DZD
Transaction Impact: A difference of 2,356.48 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.7598
5.4434
JanuMarcMayJulySeptNove

HNL to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5127, compared to 5.6870 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1742 points.

H1 Avg (Jan–Jun) 5.5127
H2 Avg (Jul–Dec) 5.6870

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2098 DZD (High: 5.5249 / Low: 5.3151). On the other end, February was the most stable month, with a tight range of 0.0714 DZD (High: 5.5220 / Low: 5.4506).

January Spread (Volatile) ±0.2098
February Spread (Stable) ±0.0714

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0306 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0306

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 5.7335) against the same month in 2020 (average: 5.2756), the exchange rate shifted by +0.4578 (+8.68%).

2021 Avg (November) 5.7335
2020 Avg (November) 5.2756

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5249 5.3151 5.4698
February 5.5220 5.4506 5.4846
March 5.5514 5.4602 5.5104
April 5.5552 5.4799 5.5137
May 5.5863 5.5113 5.5333
June 5.6189 5.5322 5.5647
July 5.6796 5.5973 5.6382
August 5.7104 5.6288 5.6866
September 5.6936 5.5582 5.6561
October 5.7221 5.6469 5.6830
November 5.7864 5.6594 5.7335
December 5.7668 5.6890 5.7245