YEARLY HIGH
0.0911 GEL
YEARLY LOW
0.0832 GEL
YEARLY AVERAGE
0.0865 GEL

2012 HNL to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 26, valuing the pair at 0.0911. Conversely, the yearly low was recorded on December 24, dropping to 0.0832.

This high-to-low spread represents a total annual volatility of 0.0079 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0877 to the December average rate of 0.0836, the exchange rate registered a net change of -4.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0911 was down 4.84% compared to the 2011 peak of 0.0957, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 455 GEL
2011 Average 446 GEL
Yearly Trough Low 416 GEL
Transaction Impact: A difference of 39.32 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0906
0.0830
JanuMarcMayJulySeptNove

HNL to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0863, compared to 0.0866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0863
H2 Avg (Jul–Dec) 0.0866

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0044 GEL (High: 0.0884 / Low: 0.0840). On the other end, January was the most stable month, with a tight range of 0.0005 GEL (High: 0.0880 / Low: 0.0875).

October Spread (Volatile) ±0.0044
January Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0900) against the same month in 2011 (average: 0.0881), the exchange rate shifted by +0.0018 (+2.10%).

2012 Avg (July) 0.0900
2011 Avg (July) 0.0881

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0880 0.0875 0.0877
February 0.0876 0.0852 0.0870
March 0.0874 0.0859 0.0866
April 0.0864 0.0853 0.0858
May 0.0856 0.0850 0.0853
June 0.0862 0.0854 0.0857
July 0.0911 0.0875 0.0900
August 0.0906 0.0881 0.0887
September 0.0887 0.0877 0.0882
October 0.0884 0.0840 0.0851
November 0.0844 0.0837 0.0840
December 0.0841 0.0832 0.0836