YEARLY HIGH
0.7629 MDL
YEARLY LOW
0.6901 MDL
YEARLY AVERAGE
0.7319 MDL

2021 HNL to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.7629. Conversely, the yearly low was recorded on January 6, dropping to 0.6901.

This high-to-low spread represents a total annual volatility of 0.0728 MDL. From a start-to-finish perspective, comparing the January average rate of 0.7114 to the December average rate of 0.7302, the exchange rate registered a net change of 2.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7629 was up 1.82% compared to the 2020 peak of 0.7493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,815 MDL
2020 Average 3,485 MDL
Yearly Trough Low 3,451 MDL
Transaction Impact: A difference of 364.03 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7577
0.7072
JanuMarcMayJulySeptNove

HNL to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7295, compared to 0.7344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.7295
H2 Avg (Jul–Dec) 0.7344

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0300 MDL (High: 0.7201 / Low: 0.6901). On the other end, December was the most stable month, with a tight range of 0.0084 MDL (High: 0.7350 / Low: 0.7266).

January Spread (Volatile) ±0.0300
December Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0130 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.7535) against the same month in 2020 (average: 0.6812), the exchange rate shifted by +0.0723 (+10.61%).

2021 Avg (July) 0.7535
2020 Avg (July) 0.6812

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7201 0.6901 0.7114
February 0.7265 0.7100 0.7183
March 0.7465 0.7203 0.7311
April 0.7513 0.7333 0.7428
May 0.7420 0.7306 0.7343
June 0.7541 0.7281 0.7387
July 0.7629 0.7448 0.7535
August 0.7530 0.7376 0.7430
September 0.7400 0.7249 0.7301
October 0.7261 0.7136 0.7205
November 0.7364 0.7214 0.7289
December 0.7350 0.7266 0.7302