2021 HNL to MGA Historical Review

YEARLY HIGH

165.4658 MGA

YEARLY LOW

152.6749 MGA

YEARLY AVERAGE

159.8314 MGA

2021 HNL to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 165.4658. Conversely, the yearly low was recorded on February 8, dropping to 152.6749.

This high-to-low spread represents a total annual volatility of 12.7909 MGA. From a start-to-finish perspective, comparing the January average rate of 157.0641 to the December average rate of 163.3797, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 165.4658 was up 1.28% compared to the 2020 peak of 163.3785, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 827,329 MGA

2020 Average 770,240 MGA

Yearly Trough Low 763,374 MGA

Transaction Impact: A difference of 63,954.51 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

165.6403

154.2611

JanuMarcMayJulySeptNove

HNL to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.4560, compared to 163.2069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.7509 points.

H1 Avg (Jan–Jun) 156.4560

H2 Avg (Jul–Dec) 163.2069

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 9.7323 MGA (High: 162.4463 / Low: 152.7141). On the other end, November was the most stable month, with a tight range of 1.5212 MGA (High: 165.4658 / Low: 163.9446).

January Spread (Volatile) ±9.7323

November Spread (Stable) ±1.5212

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.8548 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.8548

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 164.6920) against the same month in 2020 (average: 160.6982), the exchange rate shifted by +3.9938 (+2.49%).

2021 Avg (November) 164.6920

2020 Avg (November) 160.6982

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	162.4463	152.7141	157.0641
February	156.4254	152.6749	155.2093
March	157.5952	153.6906	155.8750
April	158.5164	155.9975	157.3245
May	158.0672	155.2795	156.0948
June	160.6279	155.5602	157.1681
July	164.2814	157.0550	160.7873
August	164.9498	159.5065	163.5725
September	164.6552	161.0939	163.0413
October	165.0754	161.6068	163.7686
November	165.4658	163.9446	164.6920
December	165.0741	160.1211	163.3797

2021 HNL నుండి MGA చారిత్రక సమీక్ష