2021 HNL to NAD Historical Review

YEARLY HIGH

0.6727 NAD

YEARLY LOW

0.5600 NAD

YEARLY AVERAGE

0.6134 NAD

2021 HNL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.6727. Conversely, the yearly low was recorded on June 6, dropping to 0.5600.

This high-to-low spread represents a total annual volatility of 0.1128 NAD. From a start-to-finish perspective, comparing the January average rate of 0.6221 to the December average rate of 0.6550, the exchange rate registered a net change of 5.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6727 was down 12.25% compared to the 2020 peak of 0.7667, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,364 NAD

2020 Average 3,331 NAD

Yearly Trough Low 2,800 NAD

Transaction Impact: A difference of 563.81 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6630

0.5676

JanuMarcMayJulySeptNove

HNL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6014, compared to 0.6255 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0242 points.

H1 Avg (Jan–Jun) 0.6014

H2 Avg (Jul–Dec) 0.6255

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0779 NAD (High: 0.6727 / Low: 0.5948). On the other end, April was the most stable month, with a tight range of 0.0196 NAD (High: 0.6103 / Low: 0.5906).

November Spread (Volatile) ±0.0779

April Spread (Stable) ±0.0196

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0180 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0180

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.6404) against the same month in 2020 (average: 0.6371), the exchange rate shifted by +0.0033 (+0.52%).

2021 Avg (November) 0.6404

2020 Avg (November) 0.6371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6389	0.6030	0.6221
February	0.6213	0.5974	0.6078
March	0.6425	0.6093	0.6188
April	0.6103	0.5906	0.6010
May	0.6006	0.5712	0.5830
June	0.5994	0.5600	0.5755
July	0.6255	0.5948	0.6089
August	0.6455	0.6000	0.6179
September	0.6261	0.5928	0.6152
October	0.6269	0.5972	0.6158
November	0.6727	0.5948	0.6404
December	0.6674	0.6362	0.6550

2021 HNL నుండి NAD చారిత్రక సమీక్ష