2021 HNL to PYG Historical Review

YEARLY HIGH

292.1729 PYG

YEARLY LOW

258.7623 PYG

YEARLY AVERAGE

281.1385 PYG

2021 HNL to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on August 9, valuing the pair at 292.1729. Conversely, the yearly low was recorded on April 11, dropping to 258.7623.

This high-to-low spread represents a total annual volatility of 33.4107 PYG. From a start-to-finish perspective, comparing the January average rate of 284.8017 to the December average rate of 280.7896, the exchange rate registered a net change of -1.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 292.1729 was up 0.53% compared to the 2020 peak of 290.6191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,460,865 PYG

2020 Average 1,368,482 PYG

Yearly Trough Low 1,293,811 PYG

Transaction Impact: A difference of 167,053.28 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

293.8017

262.8423

JanuMarcMayJulySeptNove

HNL to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 276.4996, compared to 285.7774 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.2778 points.

H1 Avg (Jan–Jun) 276.4996

H2 Avg (Jul–Dec) 285.7774

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 14.5061 PYG (High: 285.9393 / Low: 271.4332). On the other end, October was the most stable month, with a tight range of 2.3460 PYG (High: 287.2079 / Low: 284.8619).

February Spread (Volatile) ±14.5061

October Spread (Stable) ±2.3460

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 6.8437 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -6.8437

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 291.2218) against the same month in 2020 (average: 281.1515), the exchange rate shifted by +10.0703 (+3.58%).

2021 Avg (August) 291.2218

2020 Avg (August) 281.1515

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	289.0084	276.2531	284.8017
February	285.9393	271.4332	277.9580
March	274.8349	267.1692	271.7294
April	270.4173	258.7623	265.4222
May	282.0337	270.1465	278.4370
June	283.7303	277.3922	280.6491
July	291.3912	281.7678	286.3774
August	292.1729	289.1512	291.2218
September	289.6908	283.9409	286.3159
October	287.2079	284.8619	285.9186
November	285.6352	282.2535	284.0409
December	283.3266	278.4767	280.7896

2021 HNL నుండి PYG చారిత్రక సమీక్ష