YEARLY HIGH
0.1561 QAR
YEARLY LOW
0.1463 QAR
YEARLY AVERAGE
0.1512 QAR

2021 HNL to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.1561. Conversely, the yearly low was recorded on January 6, dropping to 0.1463.

This high-to-low spread represents a total annual volatility of 0.0097 QAR. From a start-to-finish perspective, comparing the January average rate of 0.1502 to the December average rate of 0.1499, the exchange rate registered a net change of -0.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1561 was up 3.45% compared to the 2020 peak of 0.1508, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 780 QAR
2020 Average 736 QAR
Yearly Trough Low 732 QAR
Transaction Impact: A difference of 48.64 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1542
0.1496
JanuMarcMayJulySeptNove

HNL to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1508, compared to 0.1516 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.1508
H2 Avg (Jul–Dec) 0.1516

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0052 QAR (High: 0.1516 / Low: 0.1463). On the other end, April was the most stable month, with a tight range of 0.0009 QAR (High: 0.1516 / Low: 0.1508).

January Spread (Volatile) ±0.0052
April Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0023 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.1538) against the same month in 2020 (average: 0.1473), the exchange rate shifted by +0.0065 (+4.41%).

2021 Avg (August) 0.1538
2020 Avg (August) 0.1473

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1516 0.1463 0.1502
February 0.1512 0.1496 0.1502
March 0.1519 0.1495 0.1504
April 0.1516 0.1508 0.1511
May 0.1522 0.1508 0.1512
June 0.1528 0.1510 0.1514
July 0.1552 0.1517 0.1527
August 0.1561 0.1520 0.1538
September 0.1540 0.1501 0.1515
October 0.1521 0.1503 0.1508
November 0.1519 0.1505 0.1507
December 0.1510 0.1491 0.1499