2021 HRK to AFN Historical Review

YEARLY HIGH

17.7036 AFN

YEARLY LOW

11.9634 AFN

YEARLY AVERAGE

13.0825 AFN

2021 HRK to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 17.7036. Conversely, the yearly low was recorded on March 30, dropping to 11.9634.

This high-to-low spread represents a total annual volatility of 5.7402 AFN. From a start-to-finish perspective, comparing the January average rate of 12.4425 to the December average rate of 15.3175, the exchange rate registered a net change of 23.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.7036 was up 40.58% compared to the 2020 peak of 12.5937, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 88,518 AFN

2020 Average 58,199 AFN

Yearly Trough Low 59,817 AFN

Transaction Impact: A difference of 28,700.92 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

15.6333

11.8439

JanuMarcMayJulySeptNove

HRK to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4037, compared to 13.7614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3578 points.

H1 Avg (Jan–Jun) 12.4037

H2 Avg (Jul–Dec) 13.7614

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 3.3196 AFN (High: 17.7036 / Low: 14.3840). On the other end, January was the most stable month, with a tight range of 0.2634 AFN (High: 12.6079 / Low: 12.3445).

December Spread (Volatile) ±3.3196

January Spread (Stable) ±0.2634

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1879 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1879

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 15.3175) against the same month in 2020 (average: 12.4401), the exchange rate shifted by +2.8774 (+23.13%).

2021 Avg (December) 15.3175

2020 Avg (December) 12.4401

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.6079	12.3445	12.4425
February	12.5635	12.2387	12.3476
March	12.3563	11.9634	12.1597
April	12.4824	12.0174	12.2800
May	12.8306	12.3733	12.5611
June	12.7634	12.4130	12.6311
July	12.9715	12.4289	12.6096
August	13.5624	12.4821	13.0531
September	14.0434	13.3545	13.6158
October	14.1078	13.8026	13.9091
November	14.4816	13.8356	14.0633
December	17.7036	14.3840	15.3175

2021 HRK నుండి AFN చారిత్రక సమీక్ష